Unlock African currency coverage for your customers
Embed our powerful FX, banking, and payment solutions directly into your ecosystem and access a global infrastructure designed to scale and empower trade.
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Unlock access to 49 currencies with just one, powerful integration
Outsource your cross-border payments
Complete collections via virtual sub-accounts between Africa and G10 currencies
Last mile remittance
Instant, mass payouts across Africa through local bank transfers and mobile money.
Let us navigate regulation for you.
Work with local experts who are present across twelve different emerging markets.
Seamless payout in G10 currencies
With our APIs you can offer the ability to transact with G10 currencies to your customers with our advanced infrastructure - and less of a price tag.
See how our Atlas solution transforms businesses globally.
By integrating Verto's financial infrastructure, Triply was able to streamline its payment workflows and transform a complex, multi-day process into a seamless, automated one. Triply’s team leveraged Verto's Atlas API to seamlessly integrate and manage its entire payment operations, from issuing virtual accounts to handling real-time currency conversions and payouts. This unified approach gave Triply full control and visibility over financial transactions, allowing them to focus on expanding their platform.
You don’t need to be a bank to offer better cross-border payments.
Unlock the ultimate cross-border payment experience
Complete collections via virtual sub-accounts between Africa and G10 currencies. Marketplaces, digital platforms, and white label brokers can take advantage of Verto’s financial services, No more regulatory headaches.
Verto’s platform at your fingertips
Use our seamless API or the Verto platform to create sub-accounts for your customers. Full end-to-end customer experience from onboarding to each transaction.
White label brokers passport to market-entry
Take advantage of Africa’s growth - fast. Gain customers while we handle the rest.
Embed these functionalities in your infrastructure
Sub-accounts ![]()
Your customers can collect funds locally in new markets via dedicated virtual accounts for NGN, KES, TZS, AED, XOF, XAF, GHS, RWF, ZAR, DKK, UGX, USD, GBP, and EUR currencies.
Global clearing ![]()
Empower your customers to convert currencies and send payments globally to 100+ countries and 49+ currencies including in USD, EUR, and CNH.
Last-mile payouts ![]()
Mass payout solution to enable your customers to send funds directly into Africa via bank transfer or mobile money.
FAQs on Verto Atlas
Verto Atlas is an embedded finance API and platform for fintechs and platforms that serve customers across Africa, Asia, and other emerging markets. It lets a business build Verto's banking, FX and payments into its own products, and then offer collection accounts, currency conversion and payouts to its own customers. The business does not need to build the systems, hold the licences or hire the experts itself.
Atlas is for platforms and fintechs that serve their own end customers. If you want API access to run your own company's payments and FX, see Verto's Core API instead.
With Verto Atlas, you connect to Verto's API, or use the Verto platform if you don't have developers, and create sub-accounts and wallets for your customers. You then receive webhook alerts when a payment comes in, convert currencies 24/7, and start local or international payouts. Your customers use your product while Verto runs the accounts, FX and payments behind it.
With Verto Atlas, you can offer three things:
Local collection accounts. Your customers get their own virtual accounts to receive money locally in NGN, KES, TZS, AED, XOF, XAF, ZAR, DKK, UGX, USD, GBP and EUR.
Currency conversion and global payments. They can convert money and send payments to 100+ countries in 48 currencies, including USD, EUR and CNH.
Mass payouts into Africa. They can send money straight to bank accounts or mobile money wallets.
Yes. Verto Atlas supports mass payouts into Africa, sending money directly to bank accounts or mobile money wallets. A platform can use this to pay out sellers, contractors, freelancers or remittance recipients across Africa.
Verto Atlas is built for fintechs and platforms operating in or serving emerging markets. Its virtual accounts support local currencies including NGN (Nigeria), KES (Kenya), TZS (Tanzania), and ZAR (South Africa), and its payouts reach bank accounts and mobile money wallets across Africa, and the world for paying suppliers abroad. Availability depends on your business and use case, so speak to Verto's sales team to confirm your market.
Yes. Atlas for Platforms is designed for marketplaces, expense management platforms and brokers that want to embed payments, virtual accounts, cards and other financial services into their platforms. A marketplace can give its sellers or customers virtual accounts, collect money in local currency and pay out across Africa.
B2B marketplaces can also use Verto to store client funds, and facilitate transactions between its users.
Verto Atlas gives you the building blocks often called banking-as-a-service, including virtual accounts, wallets, FX and payouts, run on Verto's licences and infrastructure so you don't need your own.
Verto Atlas comes in two versions, designed for different types of businesses:
Atlas for Fintechs: Built for financial companies such as PSPs and banks that want to embed collections, FX and payouts into their own products and services. This can support use cases such as cross-border payments, remittances, FX and other financial services.
Atlas for Platforms: Designed for marketplaces, Software-as-a-Service companies, expense management platforms and brokers that want to embed payments, virtual accounts, cards and other financial services into their platforms.
Verto Atlas is for businesses that offer financial services to their own customers, such as a fintech or marketplace embedding accounts, FX and payouts. Verto's Core API is for businesses that want API access to run their own company's payments and FX.
There are two ways to run Verto Atlas:
API. This gives you full control from start to finish. Use it to create sub-accounts and wallets, get webhook alerts when a payment comes in, convert currencies 24/7, and start local or international payouts.
Verto platform. If you don't have developers available, or you prefer a ready-to-go solution, you can do everything Atlas offers directly on the Verto platform.
Verto Atlas is built to provide reliable, round-the-clock support and access to your funds. Our dedicated account management team is available to assist you, while our API enables 24/7 currency conversion.
Verto is regulated in the UK, and customer funds are held separately from Verto's own funds in safeguarded accounts. This helps ensure your customers' money remains protected and separate from Verto's operating funds.
To get started with Verto Atlas, use the "Speak to sales" button on verto.co/atlas. Verto's team will discuss your use case, the markets and currencies you need, and whether the API or the Verto platform suits you. Developer documentation is available at docs.vertofx.com.
